Your Family Insurance Guide
We know insurance can be confusing and that the types of insurance you need change as your life progresses. When you become a parent, many aspects of your life change – especially your financial circumstances. That’s where we can help.
As your responsibilities increase, often your household income reduces as your new family budget sets in. Relying on one income during parental leave - even for a relatively short while - can be a worry. Reducing costs by stopping gym membership, buying fewer new shoes and reducing meals out is something most of us are happy to do, but what if there was no income at all? What if one of you became ill or even worse? How many mortgage payments could you afford to make?
Family Insurance Services is a specialist broker offering the best prices and more importantly, free advice, on insurance policies that families need and we offer products from a wide range of providers.
The Different Types of Family Insurance Policies
Life Insurance – provides for your loved ones when you no longer can. A lump sum could mean they are mortgage free, or a monthly income allows them to keep the lifestyle they've settled into so piano lessons, further education or even a holiday wouldn't be a financial worry. We can help you make sure your baby has the life you want for them especially if you are not there. Find out more.
Private Health Insurance - provides speedy access to tests and treatment so you can receive the care you need and recover in comfort, allowing you to get back to your job and children as soon as possible. Find out more.
Income Protection – ensures your financial commitments, be it rent or a mortgage, car payments, savings or hire purchase agreements, can continue if you become unemployed or have an illness or accident which leaves you unable to work for a few weeks, months or years. There are even policies specifically for homemakers, so if you're out of action, your finances won't be. Find out more.
Travel Insurance - specialist policies allow for protecting against all your family health and practical needs like car seats and pushchairs, as well as extra provision if you’re travelling while you’re pregnant. Find out more.